Georgia Car Accident Law: What You Need to Know

March 8 2023

In Georgia, drivers involved in car accidents must remain at the scene and exchange insurance information. Anyone found to be at fault for an accident is liable for any resulting damages or injuries.

Georgia Car Accident Laws

Georgia car accident law can be a complex process to understand when you or a loved one has been involved in an auto accident. Depending on the specifics of your situation, there are various state laws that may apply to your claim. Understanding the basic framework of Georgia-specific car accident law can help guide you through the process while making sure you get the compensation you’re entitled to.

Some important aspects of Georgia’s car accident laws include fault and liability, personal injury protection (PIP) coverage, and comparative negligence. In terms of fault and liability, Georgia has a “modified comparative negligence fault” system. This means that in order for an injured person to be able to obtain financial compensation following a car accident, it must be determined that the other driver is 51% or more at fault for causing the incident. If another driver is determined to be 50% or less liable for an accident in which you sustained injuries, then you may receive no compensation from them.

Additionally, Georgia also operates under a PIP system—which is known as the “Georgia Motor Vehicle Accident Reparations Act”. Through PIP, insurance companies must provide coverage for both medical expenses and lost wages (up to $25,000). While certain exceptions exist in certain circumstances, it’s typically mandatory for all Georgia drivers to carry at least $25,000 in bodily injury liability coverage as well as $25,000 in property damage liability coverage per person involved in an accident.

Further complicating matters is the concept of comparative negligence when it comes to determining blame in a car crash. Comparative negligence works by assigning responsibility between both parties involved based upon who was most at fault; if one party is found to be 20% responsible and another 80%, those percentages are then used by insurers and courts to determine who pays what amount of damages not covered by their own insurance policy.

Finally,Georgia has introduced a new rule called Magnas Crash Alert System which allows emergency personnel to access relevant data from crashed vehicles including airbag deployment information and if someone might need medical attention at the scene of an off-road motorcycle collision from up to 30 feet away. This measures helps first responders quickly assess the level of severity for any collision better than ever before.

These are just some of the important aspects of Georgia’s car accident law that should always be considered when filing a claim after an auto accident takes place. Of course this is not an exhaustive list and everyone’s individual situation should still be consulted with a local attorney for expert advice on how best to proceed with their specific claim. With that being said, it’s critical for drivers across Georgia to understand their rights and obligations according to state law so they can protect themselves if they’re ever in an accident.

Now that we have discussed some important points regarding Georgia’s car accident law, let’s move onto discussing more details about “Statute of Limitations”.

  • According to the Georgia Department of Transportation, there were 339,588 crashes in 2020 alone.
  • The National Highway Traffic Safety Administration reported that 631 people died on Georgia roads in 2018.
  • The Governors Highway Safety Association reports that Georgia saw a 5% increase in traffic fatalities from 2018 to 2019.

Statute of Limitations

In the state of Georgia, lawsuits must be filed within two years of the date of an automobile accident. This means that any lawsuit brought against another driver, or other party responsible for the accident must take place within this two-year time frame. The statute of limitations begins on the day of the accident and continues until midnight two years later.

There are several exceptions to the time limit that may be allowed in certain cases. For instance, a minor involved in an accident is protected under Georgia law; their family will have two years after the minor turns eighteen to file a lawsuit on their behalf. Additionally, in cases where fraud or intentional misconduct is involved, potential claimants may get more than two years to file a suit. A Georgia attorney should be consulted when filing any type of claim so that all applicable laws can be taken into account.

When debating the merits of having a statute of limitations for car accidents, it’s important to consider both sides. On one hand, statutes of limitation encourage people to act in a timely manner and prevent them from dragging out litigation for many years. It also ensures justice is served promptly and potential witnesses are still available to testify about their version of events. On the other hand, victims should be able to focus on getting better before they are required to deal with damages resulting from an accident. Having a long window for filing claims also allows legal representation to thoroughly review evidence before submitting documents to court.

Regardless of these debates, it’s clear that adhering to the statute of limitations is critical when it comes to presenting automobile accident claims in court. Knowing exactly when those timeframe limits occur is key in ensuring fair outcomes for all parties involved. With that said, let us turn our attention now to liability and fault in car accidents in Georgia.

Liability and Fault

Under Georgia law, the person who is found to be at fault for a car accident is the party responsible for paying any resulting damages. Determining liability and fault in a car accident can be complicated, however, as more than one party may be at fault for an accident. In addition, some drivers may attempt to place blame on the other party even though it is unwarranted.

When determining fault in Georgia, the court will look at what has been determined to be “negligence” or a breach of duty. Negligence involves failure to exercise reasonable care when operating a vehicle and includes factors such as disobeying traffic laws, driving while intoxicated, or engaging in reckless behavior. The law categorizes negligence into three categories: ordinary negligence (misdemeanor offenses whatsoever related to driving), gross negligence (driving in a manner that shows complete disregard for others’ safety) and wilfully negligent (knowingly operating or maintaining a vehicle in an unsafe condition). Liability must also be assigned based on comparative negligence rule, where each driver is assigned a portion of the fault depending on the circumstances of the case.

It is important to note that even if both parties are partially at fault, one driver may still receive compensation from the other for their damages. It is up to the court to determine how much each party will pay and which party bears most of the responsibility for the crash. Additionally, if a driver has insurance coverage, they can seek assistance from their insurance company to cover expenses associated with any injuries they may have sustained in the crash.

The importance of carefully determining who was liable or at-fault in an automobile accident cannot be overstated – this decision often determines whether someone receives compensation for medical bills, pain and suffering, lost income due to missed workdays, and more. The next section will discuss financial damages after suffering from such an event.

Financial Damages After a Car Accident

When a motor vehicle accident occurs, those involved have the potential to experience financial losses that can be substantial. Financial damages after a car accident can encompass medical expenses, lost wages, and property damage, among other costs.

Medical Expenses: If a person suffered physical injuries due to a car accident, they may need to receive medical care in order to recover. Depending on the severity of the injury, the individual may require long-term treatment or hospitalization, or require expensive equipment or medication as part of their recovery. The associated expense from this can be overwhelming and put great strain on an individual’s financial wellbeing.

Lost Wages: When someone experiences a serious injury as a result of an auto accident, they may miss significant amounts of work due to treatment and recovery. In this case, the collision victim may lose out on wages associated with the amount of days worked during their recovery time. This can cause additional financial difficulty especially if they are dependent upon their income to make ends meet.

Property Damage: Properties damaged during a car accident will incur costs associated with repairs or replacements depending on the items impacted. These costs could range from repair bills in the hundreds or thousands of dollars, depending on the scale of the damage –– including any vehicles involved in the crash that become totaled in the process.

Ultimately, depending on who is determined at fault for the accident and their insurance company’s policy limits, either party could potentially be responsible for covering some combination of these aforementioned costs related to financial damages after a car accident. Unfortunately, disputes between parties over who should cover such costs arise often, making it important for individuals involved in collisions to seek qualified legal counsel to protect their rights accordingly.

The next section will discuss compensatory damages; a specialized form of legal damages for which an injured party can be compensated resulting from a car accident.

Compensatory Damages

Compensatory damages are a form of financial compensation for losses suffered due to a car accident in Georgia. These damages can cover a wide range of physical and emotional expenses, including medical bills, lost wages, pain and suffering, property damage and more. Under Georgia’s laws, plaintiffs (those seeking compensation) can be awarded compensatory damages in both minor injury cases, where mild or no injury occurred but there were other expenses such as vehicle damage or time taken off work due to the accident, and major injury cases where serious physical harm was caused.

Many argue that being able to receive compensation is what makes justice possible after a car accident – without it, some people would be left with little or no support to recover from their injuries or financial losses. Others point out however, that awarding too much in compensatory damages can encourage frivolous claims which result in insurance premiums going up for everybody. This argument centers on the idea that when one party is awarded a large sum of money, others now have an incentive to try to make the same kind of claim – leading to increased litigation costs for insurance companies and ultimately higher premiums.

Ultimately though, the law recognizes the need for victims to receive protection by way of compensatory damages – this assists them in recovering from any harm caused by another party’s negligence or carelessness. In that sense, compensatory damages are not only a part of justice system but also an important tool in helping victims get their lives back after an accident.

Now that we’ve discussed compensatory damages, let’s move on to filing a car accident lawsuit in Georgia.

Filing a Car Accident Lawsuit in Georgia

Filing a car accident lawsuit in Georgia can be a complex and lengthy process. It is important to understand the relevant laws, statutes of limitation, and other legal ramifications before choosing to proceed with a claim.

In Georgia, individuals may pursue a car accident lawsuit when they have been injured as a result of another driver’s negligence or recklessness. Generally speaking, determining fault requires identifying the various factors that contributed to the accident. These could include but are not limited to distracted driving, impaired driving, speeding, or disregarding traffic signals and signs. In this case, the party at fault is legally liable for any injuries caused by their actions and can be held liable in court. However, sometimes both parties can be found liable if each party played a role in the cause of the accident. Be sure to consult an experienced attorney for the best advice on how to establish liability and pursue action in court.

The statute of limitations for filing suit in a Georgia personal injury civil case is two years from the date of injury. This means that it is essential for individuals who have been involved in an auto accident to act quickly so they don’t miss this filing window and forfeit their right to seek damages and/or compensation through legal action.

Additionally, Georgia follows the “modified comparative fault system,” which may limit or reduce an individual’s recovery depending on their degree of responsibility for the incident. Under this type of negligence law, plaintiffs can still recover if they were less than 50% at fault for causing the crash; however, any amount awarded will be reduced by their percentage of liability up to 49%.

It is important to note that litigating a car crash can cause immense financial strain resulting from medical bills and lost wages, so it’s wise to take stock of all possible options before making any decisions about filing suit. As with all legal matters, keep in mind there are pros and cons associated with proceeding with a claim – it’s advisable to speak with legal counsel about your specific case before deciding whether or not to file a car wreck lawsuit in Georgia.

Now that we have discussed filing a car accident lawsuit in Georgia let’s turn our attention to the role an attorney plays in navigating these types of cases.

The Role of an Attorney

When it comes to car accident law, understanding your rights and the best way forward often requires getting advice from a lawyer. Attorneys, especially those who specialize in car accident cases, are knowledgeable about relevant laws and can provide guidance on how to navigate the legal system. These professionals can also offer insight into key case developments.

In addition, attorneys can help you with the paperwork to make sure everything is filed correctly and that all of your rights are represented. A lawyer can help negotiate settlements with other parties, examine potential cases for errors or negligence, provide actual court representation if needed, and give legal advice when disputes arise. In some states, attorneys even must be present when filing a lawsuit against another driver or party.

Having a good lawyer by your side throughout the process can be invaluable; however, there are arguments from both sides of the issue when it comes to using one for car accident claims. Some people believe hiring an attorney is not necessary for minor damage done during a single-car crash because you do not have to worry about an opposing driver or party suing you. However, others believe that consulting with a lawyer before making any decisions regarding insurance claims can save time and money in the long run — especially if there is significant damage caused by either driver’s negligence.

At the end of the day, each individual should weigh their options carefully and decide what plan of action works best for them. Having a car accident attorney who understands the ins and outs of the legal system can provide invaluable assistance during this process and help ensure your rights are protected and taken seriously.

Understanding car insurance coverage in Georgia is the next important step in navigating Georgia car accident law.

Understanding Car Insurance Coverage in Georgia

It is important to understand the different types of coverage offered by car insurance policies in Georgia. Not only will this knowledge help you prepare for a potential accident, but it could also save time and money if you have to file an insurance claim after being involved in a crash.

Georgia law requires car owners to carry liability coverage, which pays for property damage and medical expenses related to injuries caused by someone else’s negligence. This coverage commonly consists of bodily injury and property damage liability components, which protect the insured driver if they are at fault in an accident.

Beyond required coverage, drivers in Georgia can choose to purchase uninsured/underinsured motorist (UM/UIM) and collision coverage as part of their car insurance policy. UM/UIM covers costs related to any damages or injuries sustained from an accident involving an uninsured driver or from one with inadequate insurance. Collision coverage pays for repairs or replacement of the insured’s vehicle in the event of a crash regardless of fault. Having both UM/UIM and collision coverage could save a great deal of money in the event that a driver does not have the funds to pay for all damages incurred in an accident.

Ultimately, it is up to each driver to determine what type of coverage is best for them based on their own individual needs. While additional coverage may be expensive, it is important to weigh the costs versus the potential benefits such coverage may provide in the long run should they be involved in an accident.

Now that we understand car insurance coverage in Georgia, let’s move on and discuss some important things to keep in mind before taking legal action following a car accident.

Things to Keep in Mind Before Taking Legal Action

When involved in a car accident in the state of Georgia, it is important to take action swiftly and weigh out all possible options before deciding on the most suitable course of action. In civilian personal injury cases, the State of Georgia imposes a two-year statute of limitations for civil suits against another party that is responsible for an individual’s injury or death. It is highly recommended to contact legal counsel soon after an accident occurs in order to ensure that your rights and interests remain protected throughout the process.

One important thing to consider is whether there is sufficient evidence readily available to backup your claim. In order to win a car accident case, you will have to show that a duty of care was breached which directly resulted in your injuries or damage to property. It is critical for you to provide evidence such as photos taken at the time of the incident, medical reports from doctors who treated your injuries, witness statements from witnesses who saw the accident happen, etc. Your attorney will also be able assess whether an independent expert may need to be consulted on the case.

In addition, it is important for you to evaluate what your specific needs are and what outcome would be most beneficial for you. For some clients this may involve recovering medical expenses or occupational therapy costs incurred as a result of their injury while others may pursue pain and suffering damages and/or punitive damages related to their emotional distress caused by the trauma experienced after an incident. Ultimately, when making any decision it should be done with guidance and advice from qualified legal representation.

Finally, if a settlement with the liable party can not be reached through negotiations then you may need to take your case all the way to court in order to obtain proper restitution. Depending on the facts of each individual case and how they are represented before court, it could potentially lead to a lengthy court battle with no guarantee of success. Before taking legal action in such instances it would be wise for both sides to carefully consider all aspects involved – particularly costs associated with going to trial – and determine if that route truly seems like the best option given their circumstances.

Now that it’s clear what considerations should be kept in mind before taking legal action following a car accident, let’s explore further about coming up with a conclusion on such matters in the next section: “Conclusion”.


In conclusion, understanding and being familiarized with Georgia car accident law is incredibly important for all drivers in the state. It is essential for protecting yourself in the event of an accident and ensuring that you get a compensatory award that covers any damage or injury sustained.

Generally speaking, fault must be determined after an accident. The driver at-fault for causing an accident may be liable for damages to the other party involved. It is important to understand liability laws and how these are applied in various situations to help ensure you receive the rightful amount of compensation. In addition, drivers must also ascertain whether they have any potential insurance coverage that can cover any damages caused by another party. This could involve obtaining extra coverage beyond basic car insurance requirements.

In short, understanding Georgia car accident law is key to preventing accidents and successfully navigating insurance claims when they arise. Doing so allows individuals to protect themselves legally and financially in the event of car accidents and get the compensation they rightfully deserve.

Frequently Asked Questions and Responses

What should I do if I am involved in a car accident in Georgia?

If you are involved in a car accident in Georgia, the first thing you should do is remain at the scene and make sure everyone is safe. After ensuring that everyone is ok, it’s important to then exchange contact information with all of the parties involved, including witnesses. It’s also important to document the accident by taking pictures and videos of any damage and injuries. Then, be sure to call the police and an ambulance if needed. Finally, contact your insurance company as soon as possible to report the accident and learn more about your rights under Georgia law. By following these steps, you can be best informed if you need to take legal action in regards to your car accident.

What are the consequences for causing a car accident in Georgia?

The consequences for causing a car accident in Georgia depend on the severity of the accident and any resulting injury, property damage, and/or death. If a driver is found to be at fault for an accident, they can face fines, jail time or imprisonment, as well as having their license revoked or suspended. Monetary damages can also arise from a civil lawsuit. Furthermore, drivers involved in an accident that resulted in injury or death might face criminal charges such as involuntary manslaughter.

If the driver who caused the accident had any alcohol or drugs in their system, they could be charged with DUI or DWI (driving under the influence or driving while intoxicated). In this case, penalties are often more severe due to the added recklessness of operating a motor vehicle while impaired.

No matter what the cause of an accident is, it’s always best to seek legal representation from a qualified attorney to ensure your rights are protected throughout the process.

What are the rules and regulations in the state of Georgia for filing an auto insurance claim?

In the state of Georgia, it is required by law that all drivers have minimum liability auto insurance. This coverage pays for injuries or property damage you may cause to others in an accident.

When filing a claim as the result of an auto accident, you should contact your insurer as soon as possible. Your insurer will then begin the process of assessing the consequences of the accident, and determine how much if any compensation you are entitled to.

Generally speaking, claimants in Georgia must provide information such as basic facts about the collision, medical expenses that may be due to injuries sustained by either party, and repair costs related to damaged vehicles or property. You may also need to provide statements from witnesses. Additionally, the at-fault driver’s insurer may request additional documentation such as a police report or photographs from the scene.

It is important to note that almost all insurers voluntarily agree to adhere to standards established by the Automobile Insurance Plan Service Office (AIPSO). This organization provides rules and regulations governing how claims must be handled in Georgia.